I found an interesting article on the Internet explaining why a mortgage is not a contract. The article claims that a mortgage is not a contract, because “it is a deposit of money by customer (you) to banker.” This article also explains how banks steal your money without your knowledge. As always, use your intuition and critical thinking skills to discern the information in the article below.

If for some reason you can not view the article (PDF), visit this link.

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Disclaimer: We at Prepare for Change (PFC) bring you information that is not offered by the mainstream news, and therefore may seem controversial. The opinions, views, statements, and/or information we present are not necessarily promoted, endorsed, espoused, or agreed to by Prepare for Change, its leadership Council, members, those who work with PFC, or those who read its content. However, they are hopefully provocative. Please use discernment! Use logical thinking, your own intuition and your own connection with Source, Spirit and Natural Laws to help you determine what is true and what is not. By sharing information and seeding dialogue, it is our goal to raise consciousness and awareness of higher truths to free us from enslavement of the matrix in this material realm.


  1. Thank you, Edward, that’s a very clear explanation. It’s usually part of the presentation of the Bank of Joy in Holland, at the start of the evening. As a translator of documents I’m involved a bit and upon attending such an evening, I witnessed many in the audience opening their eyes to this truth. Some of them beginning to actually take in that truth in lots of emotional turmoil mixed with the relief to finally find evidence of what was felt already for a long time as a dishonest concept. Many people find it hard to climb the fence and step off at the other side, leaving their trust in the banking system that we’ve known for a long time now. There’s truly a transformation in the making now, all over the world.

    Grassroots initiatives that will evolve, slowly and gradually, into the green pastures promised to us once upon a long time ago. Check out Joris Luyendijk’s Ted talk presentation, a Dutch fellow resident who does GET IT. I’m proud of my country, bringing forth such free thinkers 😉


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